Could an Elevated OncuraKit result affect my health insurance?

Under the Genetic Information Nondiscrimination Act (GINA), genetic test results cannot be used by health insurers to deny coverage or set premiums. However, GINA applies specifically to genetic tests — not all health information. If an OncuraKit result leads to a clinical cancer diagnosis, that diagnosis could potentially affect life insurance, disability insurance, or long-term care insurance underwriting (health insurance is protected by the ACA from pre-existing condition discrimination, but these other insurance types may not be). This is a nuanced area of insurance law that varies by state and policy type. We recommend consulting an insurance professional or attorney if you have concerns about how your OncuraKit result or any subsequent clinical findings might affect your insurance coverage.